Monarch MCP Server

add_transaction_tag

Add a tag to a transaction, preserving any tags already on it

bulk_categorize_transactions

Apply the same category to multiple transactions at once

bulk_update_transactions

Apply the same edit to many transactions in one request

categorize_transaction

Assign a category to a transaction

check_auth_status

Report the stored session and its auth mode

create_transaction

Create a new transaction in Monarch Money

create_transaction_category

Create a new transaction category

create_transaction_rule

Create a new transaction auto-categorization rule

create_transaction_tag

Create a new transaction tag

debug_session_loading

Diagnose session loading problems

delete_transaction

Delete a transaction from Monarch Money

delete_transaction_rule

Delete a transaction rule

get_account_balance_history

Get historical balance data for a specific account

get_account_holdings

Get investment holdings for a specific account

get_account_sync_health

Report the health of each linked institution connection

get_accounts

Get all financial accounts from Monarch Money

get_budgets

Get budget information from Monarch Money

get_business_entities

List the business entities on the Monarch account (id and name)

get_cashflow

Get cashflow analysis from Monarch Money

get_cashflow_by_month

Get spending trends over time, broken down by category and month

get_category_details

Get a single category's details including budget amounts for a month

get_debt_paydown

Get the debt paydown plan and the accounts feeding it

get_goal_contributions

Show a goal's budgeted contributions, broken down by funding account

get_goals

List Monarch savings and debt-paydown goals

get_merchant

Get a merchant's details including recurring transaction stream configuration

get_net_worth

Get net worth history over time

get_net_worth_by_account_type

Get net worth breakdown by account type over time

get_recurring_transactions

Get upcoming recurring transactions

get_spending_summary

Get a spending summary broken down by category, category group, and merchant

get_transaction_categories

Get all available transaction categories from Monarch Money

get_transaction_category_groups

Get all transaction category groups (parent groupings for categories)

get_transaction_details

Get full details for a specific transaction

get_transaction_rules

Get all transaction auto-categorization rules from Monarch Money

get_transaction_splits

Get the splits for a transaction

get_transaction_tags

Get all available transaction tags from Monarch Money

get_transactions

Get transactions from Monarch Money

get_transactions_needing_review

Get transactions that need review based on various criteria

get_transactions_summary

Get a high-level summary of transactions

mark_transaction_reviewed

Mark a transaction as reviewed (clears the needs_review flag)

monarch_login

Sign in via a secure form in the client UI