MCP Flutterwave

create_checkout

Create a hosted Flutterwave payment link

disable_checkout

Disable an existing payment link

charge_card

Directly charge a debit or credit card — handles PIN, AVS, 3DS, and OTP flows

charge_bank_account

Debit a bank account (NGN / GHS)

charge_mobile_money

Mobile money — Ghana, Uganda, Rwanda, Zambia, Francophone Africa

charge_mpesa

M-Pesa charge (KES)

charge_ussd

USSD charge (NGN)

validate_charge

Validate a pending charge using OTP

read_transaction

Get transaction details by ID

read_transaction_with_reference

Get transaction details by tx_ref

read_transaction_timeline

View the event timeline for a transaction

resend_transaction_webhook

Resend a failed webhook

create_transfer

Initiate a bank transfer

create_beneficiary

Save a new transfer beneficiary

list_beneficiaries

List all saved beneficiaries

create_payment_plan

Create a recurring payment plan

get_payment_plans

List payment plans with optional filters

create_virtual_account

Create a dedicated bank account number for a customer (NGN or GHS)

get_virtual_account

Retrieve a virtual account's status and details by order_ref

update_virtual_account

Link or update the BVN on an NGN virtual account

list_virtual_account_bulk

List all accounts created in a bulk batch

get_bill_categories

List available bill categories (AIRTIME, CABLEBILLS, UTILITYBILLS, etc.)

get_bill_providers

List billers/providers for a category

get_bill_items

List payable items for a specific biller

validate_bill_customer

Validate a customer account before payment (meter number, smartcard, etc.)

pay_bill

Submit a bill payment

get_bill_status

Check payment status and retrieve prepaid tokens (electricity)

request_fx_quote

Submit a Request For Quote (RFQ) for a currency conversion

get_fx_quote

Poll the quote status — wait for READY before trading

initiate_fx_trade

Lock in a READY quote and execute the trade

get_fx_trade

Poll trade status until SETTLED or FAILED

initiate_bvn_verification

Begin a BVN identity check — returns a single-use customer consent URL

get_bvn_details

Retrieve full BVN identity data after consent is given

resolve_bank_account

Look up the account holder name for a bank account number

verify_card_bin

Look up card brand, type, issuer, and country from the first 6 digits

get_stablecoin_fee

Get the transfer fee before sending — shows net amount the recipient receives

send_stablecoin

Send USDC or USDT to a Polygon wallet address

convert_to_stablecoin

Convert NGN or USD fiat balance into USDC or USDT